Ownly
For teens · Educational
Before you start

Are you 14 or older?

Ownly is built for teenagers aged 14 and up. Please read and confirm before creating an account.

Ownly
For teens · Educational
Welcome to

Ownly

Create your account to run the Diagnostic: a quick read on where you stand with money. Once it's done, your Home, Learn, Markets, and Profile modules all unlock.

Ownly
For teens · Educational
Welcome to

Ownly

Your financial starting point. Built for teens who want to actually understand money.

Portfolio analysis
Get graded on your financial health
Learn the basics
68 bite-sized lessons, ordered around you
Market snapshot
See real reference prices
Ownly
For teens · Educational
Start here

Money in & out

Complete this quick analysis to unlock your profile. Drag to set your monthly numbers.

Monthly Income$200
Jobs, allowance, side hustles
Monthly Expenses$100
Phone, food, subscriptions, etc.
Left over / month
$100
available to save or invest

What you have

Zero is fine: most people start here.

Cash Savings$50
In your bank account right now
Investments$0
Stocks, ETFs, crypto, etc.
TOTAL ASSETS$50

Your holdings

You said you have money invested, so tell us what you hold. Search any stock or ETF, or pick from the ones below.

Pick at least one to continue.

Risk & goals

This shapes your recommendations.

Time horizon10 yrs
How long until you'd need this money?
Play it safe
Steady and slow
Balanced
Mix of safety and growth
Go for it
Big swings for bigger returns
Ownly
For teens · Educational
Profile

Your financial snapshot

Grade
Total Assets$50
Savings Rate50%
10-year projection at 8%/yr
$8.7k
investing 50% of monthly free cash
With 8%/yr growth What you put in
Ownly
For teens · Educational
Unit 1
Learn

5 lessons. Built for teens. No jargon.

Complete your analysis and we'll reorder these around your numbers.

Ownly
For teens · Educational
Markets

The market, by sector

Live prices · Educational only
EDUCATIONAL USE ONLY
Reference estimates only. Always verify on Fidelity, Schwab, or your brokerage before any investment decision.
Snapshot
Your holdings

Otis
Your financial mentor